Get Started Today & Speak With An Advisor
SIMPLE APPLICATION
Our simple 15 second online application can get you matched with offers in minutes.
NO MINIMUM FICO
Bad credit? No problem! Most of our top financing options have no minimum FICO.
LARGER AMOUNTS
Get matched with the best financing options with the highest funding amount.
SAME DAY FUNDING
Our Fintech Speed can get you in and out of Underwriting in just a few hours, and same day funding!
Juan C, CA
Type of Business: Auto Body Colission
Amount: $15,000 FINANCED!!
Month: July
Omar, CA
Type of Business: Food Truck
Amount: $22,000 FINANCED!!
Month: August
Ricardo, FL
Type of Business: Auto Repair
Amount: $35,000 FINANCED!!
Month: July
What Do You Need To Qualify?
3+ Months in Business
$5,000+ Monthly Gross Sales
No Minimum FICO
You can qualify for our top financing options with as little as 3+months in business.
The minimum revenue to qualify for financing options are $5,000 per month, or $60,000 in annual gross sales.
We have financing options for all credit profiles. There is no minimum FICO score required to apply.
Resources & Frequently Asked Questions
What Does AR Stand For In AR Financing?
AR financing stands for Account Receivable Financing. It is a type of financing where a company will receive a financing based on a portion of their account receivables. Accounts receivable are assets equal to outstanding invoices billed to customers but have not yet been paid.
What Is Accounts Receivables Financing?
Accounts receivable financing is when a company will sell or finance off their outstanding invoices for working capital. It can either be in the form of selling the asset to the lender or using the accounts receivable (invoices) as collateral for the financing.
How Does Accounts Receivable Financing Work?
Accounts receivable financing uses your outstanding invoices as a form of collateral to help you obtain financing or an advance for your business. But unlike factoring, you do not sell your invoices to a third party. You will continue to remain responsible for collecting on your outstanding invoices while making payments towards your financing.
