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NO MINIMUM FICO
Bad credit? No problem! Most of our top financing options have no minimum FICO.
LARGER AMOUNTS
Get matched with the best financing options with the highest funding amount.
SAME DAY FUNDING
Our Fintech Speed can get you in and out of Underwriting in just a few hours, and same day funding!
Juan C, CA
Type of Business: Auto Body Colission
Amount: $15,000 FINANCED!!
Month: July
Omar, CA
Type of Business: Food Truck
Amount: $22,000 FINANCED!!
Month: August
Ricardo, FL
Type of Business: Auto Repair
Amount: $35,000 FINANCED!!
Month: July
What Do You Need To Qualify?
3+ Months in Business
$5,000+ Monthly Gross Sales
No Minimum FICO
You can qualify for our top financing options with as little as 3+months in business.
The minimum revenue to qualify for financing options are $5,000 per month, or $60,000 in annual gross sales.
We have financing options for all credit profiles. There is no minimum FICO score required to apply.
Resources & Frequently Asked Questions
What is Equipment Financing?
Equipment financing refers to the type of funding companies utilize to purchase business-related equipment. Obtaining these assets can be through equipment leasing or equipment financing which doesn’t require businesses to pay out of pocket large amounts of cash ultimately freeing up working capital within the business.
What Is Equipment Lease Financing?
Equipment lease financing is similar to equipment financing except when leasing, you are technically paying the equipment’s owner to rent it each month. At the end of the leasing period, you can opt for a buyout and purchase the equipment or end the leasing contract. Keep in mind, a disadvantage of renting equipment without the prospect of owning it may be expensive in the long run.
How Does Equipment Financing Work?
Equipment financing refers to a financing used to purchase business-related equipment. Instead of using your working capital to purchase the qualifying equipment, equipment financing allows you to finance the full equipment cost and repay the interest and principal over fixed terms. Once the payback period is complete, you will own the piece of equipment outright.
How To Finance Heavy Equipment?
Similar to equipment financing, heavy equipment financings allow businesses to borrow money to purchase large pieces of machinery such as, forklifts, cranes, bulldozers, or other large machinery you need a license or special training to operate. Financing heavy equipment helps free up businesses cash flow while giving you the ability to continue to serve your customers.