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NO MINIMUM FICO
Bad credit? No problem! Most of our top financing options have no minimum FICO.
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Juan C, CA
Type of Business: Auto Body Colission
Amount: $15,000 FINANCED!!
Month: July
Omar, CA
Type of Business: Food Truck
Amount: $22,000 FINANCED!!
Month: August
Ricardo, FL
Type of Business: Auto Repair
Amount: $35,000 FINANCED!!
Month: July
What Do You Need To Qualify?
3+ Months in Business
$5,000+ Monthly Gross Sales
No Minimum FICO
You can qualify for our top financing options with as little as 3+months in business.
The minimum revenue to qualify for financing options are $5,000 per month, or $60,000 in annual gross sales.
We have financing options for all credit profiles. There is no minimum FICO score required to apply.
Resources & Frequently Asked Questions
What is a Merchant Cash Advance (MCA)?
A Merchant Cash Advance isn’t technically a financing, but rather a cash advance that is paid back by withdrawing a percentage of your credit sales, typically on a daily basis. Since a merchant cash advance is based on a certain percentage of the daily balance, the more credit card sales a business does the faster they are able to repay the advance. On the other hand, during times of slow business, the payback would be reflective of the incoming cash flow.
How Does a Merchant Cash Advance Work?
A merchant cash advance lender will provide you a lump sum of money in exchange for a percentage of your future credit card sales. Instead of making a fixed payment over a period of time your financing is paid back usually daily or weekly by the lender collecting that set percentage of your credit card sales.
Are Merchant Cash Advance's The Same As a Financing?
A merchant cash advance isn’t technically a financing with set terms. It is an advance on future sales and is paid back by taking an agreed upon percentage on a daily or weekly basis. The benefits of a merchant cash advance are you can pay back the financing as quickly or as slowly as your business sales allow.
